Best-selling author and ghostwriter Michael Levin defines creativity as "the ability to develop great ideas while under pressure.” “Pressure creates diamonds, so why shouldn’t it also create great ideas?” he says. Still, sometimes, pressure paralyzes creativity. “I’ve experienced it when writing under deadline pressure and writing under the pressure of my own high expectations,” Levin says.

While we focus on criminal access to computer systems through broken software (i.e., the recent HeartBleed problem), it’s important we don’t ignore the broken window. To illustrate how physical security is important to credit unions and their small-business accountholders, I developed this story based on a real-life case. Once upon a time ... … there was a small business. Someone broke in and did minor damage. Modest items were taken. Luckily, the business owners thought, none of their computers. There was another small business. Someone broke in and did minor damage.