Bill Vogeney


ben franklin inflation
Blog

Lending Perspectives: Are We in a Consumer Credit Recession?
Lending Perspectives: Are We in a Consumer Credit Recession?
by Bill Vogeney

10 minutes
bright yellow light bulb pencil
Article

Lending Perspectives: Last Words on the Value of ‘No’
Lending Perspectives: Last Words on the Value of ‘No’
by Bill Vogeney

8 minutes
extended hand no
Article

Lending Perspectives: The Value of a Well-Timed, Financially Sound or Mission-Driven ‘No’
Lending Perspectives: The Value of a Well-Timed, Financially Sound or Mission-Driven ‘No’
by Bill Vogeney

8 minutes
laptop man money celebration
Article

Lending Perspectives: Four Qualities of the Loan ‘Geek’ You Want at Your Credit Union
Lending Perspectives: Four Qualities of the Loan ‘Geek’ You Want at Your Credit Union
by Bill Vogeney

illustration man boomerang
Article

Lending Perspectives: The Easiest and the Hardest Thing to Do Right Now Both Have Consequences
Lending Perspectives: The Easiest and the Hardest Thing to Do Right Now Both Have Consequences
by Bill Vogeney

10 minutes
team member storytelling
Article

Lending Perspectives: Are You Collecting Your Stories?
Lending Perspectives: Are You Collecting Your Stories?
by Bill Vogeney

5 minutes
joy ride arms up in car
Article

Lending Perspectives: There’s No Such Thing as a Free (Car) Ride, Part Two
Lending Perspectives: There’s No Such Thing as a Free (Car) Ride, Part Two
by Bill Vogeney

5 minutes
raised arms while driving car at sunset
Article

Lending Perspectives: There’s No Such Thing as a Free (Car) Ride
Lending Perspectives: There’s No Such Thing as a Free (Car) Ride
by Bill Vogeney

6 minutes
wooden blocks house 2023
Article

Lending Perspectives: Resolve to Keep Learning
Lending Perspectives: Resolve to Keep Learning
by Bill Vogeney

4 minutes
Football coach advising young athlete
Article

Leadership Matters: Develop Unique Relationships to Drive Unique Results
Leadership Matters: Develop Unique Relationships to Drive Unique Results
by Bill Vogeney

8 minutes
Christmas notebook pen list
Article

Lending Perspectives: A Christmas Wish List
Lending Perspectives: A Christmas Wish List
by Bill Vogeney

6 minutes
gas gauge empty
Article

Lending Perspectives: Running on Empty (With Not Enough Deposits)
Lending Perspectives: Running on Empty (With Not Enough Deposits)
by Bill Vogeney

6 minutes
lead magnet attracts silver balls
Article

Lending Perspectives: Future Loan Prospects
Lending Perspectives: Future Loan Prospects
by Bill Vogeney

3 minutes
action reaction in newtons cradle made of light bulbs
Article

Lending Perspectives: Take a Cue From High School Physics
Lending Perspectives: Take a Cue From High School Physics
by Bill Vogeney

7 minutes
colorful plastic houses mortgage market concept
Article

Lending Perspectives: Is the 2022 Housing Market Like the Pre-Great Recession Housing Market?
Lending Perspectives: Is the 2022 Housing Market Like the Pre-Great Recession Housing Market?
by Bill Vogeney

7 minutes
mature executives leads work meeting with team
Article

Lending Perspectives: It’s Time to Work on Your Business Model
Lending Perspectives: It’s Time to Work on Your Business Model
by Bill Vogeney

8 minutes
executive with headache at desk at sunset
Article

Lending Perspectives: Need a Headache? Try Pricing Loans Right Now
Lending Perspectives: Need a Headache? Try Pricing Loans Right Now
by Bill Vogeney

6 minutes
hand of businessman in suit building a growing staircase out of wooden blocks
Article

Leadership Matters: Can You Build a Better Boss?
Leadership Matters: Can You Build a Better Boss?
by Bill Vogeney

8 minutes
small light bulb and pencil on paper
Article

Lending Perspectives: This Space Available
Lending Perspectives: This Space Available
by Bill Vogeney

3 minutes
business team collaborating on data analysis
Article

Lending Perspectives: When It Comes to Utilizing Data, You Must Have a Plan!
Lending Perspectives: When It Comes to Utilizing Data, You Must Have a Plan!
by Bill Vogeney

5 minutes
smiling man with laptop
Article

Lending Perspectives: ‘Geeks’ Wanted
Lending Perspectives: ‘Geeks’ Wanted
by Bill Vogeney

5 minutes
blue background with 2022 and a light bulb
Article

Lending Perspectives: New Year’s Resolutions for Lending Leaders
Lending Perspectives: New Year’s Resolutions for Lending Leaders
by Bill Vogeney

5 minutes
plate of Christmas cookies
Article

Lending Perspectives: Is Buy Now, Pay Later a Plate of Cookies or a Lump of Coal?
Lending Perspectives: Is Buy Now, Pay Later a Plate of Cookies or a Lump of Coal?
by Bill Vogeney

5 minutes
electric car at charging station
Article

Lending Perspectives: Have Credit Unions Reached Peak Growth for Auto Loans?
Lending Perspectives: Have Credit Unions Reached Peak Growth for Auto Loans?
by Bill Vogeney

5 minutes
an abstract economic chart with an arrow
Article

Lending Perspectives: What an Economist Knows About Risk-Based Lending That You Don’t
Lending Perspectives: What an Economist Knows About Risk-Based Lending That You Don’t
by Bill Vogeney

6 minutes
a vintage red Porsche drives along a country highway
Article

Lending Perspectives: When Your Warranty Has Expired!
Lending Perspectives: When Your Warranty Has Expired!
by Bill Vogeney

6 minutes
chalkboard with the word portfolio next to growing plant
Article

Lending Perspectives: Are Home Equity Loans the Next Great Growth Opportunity?
Lending Perspectives: Are Home Equity Loans the Next Great Growth Opportunity?
by Bill Vogeney

5 minutes
mindset word wood letters with lightbulb
Article

Lending Perspectives: Adopting a Marginal Pricing Mindset
Lending Perspectives: Adopting a Marginal Pricing Mindset
by Bill Vogeney

5 minutes
pencil with shavings from sharpening
Article

Lending Perspectives: How Sharp is Your Pricing Pencil?
Lending Perspectives: How Sharp is Your Pricing Pencil?
by Bill Vogeney

5 minutes
boy pumping up bicycle tire
Article

Lending Perspectives: Need to Pump Up Your Loan Growth?
Lending Perspectives: Need to Pump Up Your Loan Growth?
by Bill Vogeney

5 minutes