By David Tuyo, CCE, AIF, CIMA, MBA

What’s next in credit union innovation? Is it an amazing new technology, or a product or service no one has thought of?

By Jessica Jones

The regulations and compliance issues directors face continue to increase and become more complex, while member needs and credit union growth always remain crucial. And time is a precious commodity.

By Kristin Ryan

By Theresa Witham

By Lisa Hochgraf

By Lisa Hochgraf

When credit unions talk about stress tests, they're often referring to asset/liability modeling in which they enter various interest rate scenarios and look at how that will affect their financials.

When Jim Devine talks about stress tests, he is referring to modeling a business' future cash flow, so a credit union can get a read on whether a business borrower is likely to have the cash needed to make timely payments on a loan.

Brett Christensen describes the difference between a co-signor and a co-applicant.It's never enjoyable being the bearer of bad news. Nevertheless, Brett Christensen suggests that being direct and positive can make communicating a loan deni

By Lisa Hochgraf Alan White fields a question from an attendee of CUES School of Risk Management. White is president/CEO of Vital Insight, the strategic provider that powers CUES Enterprise Risk Management.

 By Lisa Hochgraf 

During CUES School of Business Lending III today near Chicago, presenter Jim Devine emphasized that credit union business lenders not only need to understand how to analyze the health of a business, but also they need to be able to effectively communicate about that health with their business members. 

By John Oliver

Just 25 years ago, traditional financial services providers claimed 50% of the marketplace. Today, there are only half as many of these providers, and the share of the market has fallen to 20%. Traditional financial services providers are in a crisis.